Ms. Toroian founded Bell Rock Capital in January 2006 and serves at the firm’s President and Chief Investment Officer. Prior to launching the firm, Ms. Toroian was a founder of boutique institutional brokerage firm in Philadelphia, as well as the Managing Director of CBT Investment Management Inc., an SEC Registered Investment Advisor, from 2001 until 2005. Ms. Toroian began her career as a buy-side analyst at a Pennsylvania-based mutual fund company. Subsequently, she was a sell-side analyst for the banking sector. Because of her expertise she is a frequently used resource by national media, including Fox Business, Fox News, CNBC, Bloomberg Television, The Wall Street Journal, USA Today and various print media including The Philadelphia Inquirer and The Boston Globe. She is the author of personal finance book, “Don’t Buy the Bull – Dispelling Disastrous Investment Advice and Money-Myths in our New Economy”. She received her B.A. from Lafayette College, her M.B.A. in Finance from the University of Miami and FINRA Series 7, 64, 24 licenses. She currently holds the Series 65 license.